Concrete numbers instead of promises
At Kapitał Wiedzy, I have been dealing with hard data since September 2016. My work begins where optimism ends and an Excel sheet starts. Over the last 8 years, I have analyzed finances in 43 local companies, looking for places where money leaks unnecessarily. I don't use difficult words. I say directly how much remains in the till after paying taxes and social security. My goal is for a business owner in Radom to sleep peacefully, knowing they have funds set aside for 7 months of operation without revenue.
During a cost audit at one of the Radom wholesalers in March 2023, we found unnecessary expenses totaling 3,240 PLN per month. That's over 38,000 PLN in savings per year. Such amounts allow for realistic thinking about investments or a calmer handover of the company's reins. To be honest, I don't promise miracles in one day. My method is slow but effective patching of budget holes, which we have verified in Radom realities many times.
For me, succession planning is primarily about securing capital. I have helped 31 business owners prepare their businesses for takeover by children or external managers. I focus on ensuring that the boss's retirement does not mean the collapse of the plant. We calculate specific profits and check if the financial structure will withstand a change in the director position. I operate according to the principle: business for years, not for a moment.
I build safety buffers tailored to the scale of operations. If you run a workshop employing 6 people, your needs are different from those of an online store owner. Since 2018, I have implemented reserve systems in 14 business entities in our region. Each plan is based on real cash flows from the last 12 months, not on theoretical textbook assumptions. This avoids panic during a worse quarter.
Heads-up: I can be tedious when it comes to the timeliness of documentation entries, but that's the only way to regain control over the company wallet. Most of my analyses take 4 to 9 working days. After this time, you get clear information in black and white on where your company stands financially. I don't deal with fortune-telling, only with what is visible in the balance sheet and bank statements.
I usually respond to inquiries sent by email within 3.2 hours on business days. I work at the office at 7 Chrobrego Street from Monday to Friday, 8:15 AM – 4:30 PM. If you need a specific calculation of how much your company can save just by changing the cost structure, I will prepare such a preliminary estimate within 48 hours of receiving basic data.